01 / HEALTH
Health insurance
Explore cover for yourself, your family or your parents. Understand waiting periods and exclusions.
Read the health guide ↗GENERAL INSURANCE ADVISOR IN KOZHIKODE · SINCE 2015
Insurance advice you can understand.
Talk to Muhammed Diyoof at Policy Point about health, motor, travel and business insurance. Get help understanding your options, renewing a policy and navigating claim steps.
11+ years in insurance · Mankavu, Kozhikode
YOUR POINT OF CONTACTMuhammed Diyoof KV
Founder · Policy Point Insurance Services
Advice before you decide. Support after you buy.What can we help with?
Choose what matters to you.
Start with a category. We will help you understand the important features, exclusions and next steps.
02 / MOTOR
Motor insurance
Buying or renewing vehicle cover? Discuss third-party, own-damage and relevant add-ons.
03 / TRAVEL
Travel insurance
Discuss overseas trips and student travel, including medical cover and exclusions.
04 / BUSINESS
Business insurance
Tell us what your business does. Discuss relevant property, liability and other cover.
Meet Muhammed Diyoof KV
Insurance advice with a familiar point of contact.
Since 2015 · 11+ years of experience
I’m Muhammed Diyoof KV, founder of Policy Point Insurance Services and a general insurance advisor. I have worked in insurance since 2015, helping individuals, families and businesses understand their options.
My work covers health, motor, travel and other general insurance, with guidance on choosing cover, renewals and the claim process.
Muhammed Diyoof KVGeneral Insurance Advisor
Policy Point Insurance Services
Policy Point Insurance Services
Local guidance for choosing cover, renewals and policy service.
The Policy Point experience
Guidance at every step.
From the first question to policy service, we make the process easier to follow.
Talk through your needs
Tell us what you want to protect. We help identify the details that matter for your situation.
Understand your options
We explain suitable plans, important limits and exclusions before you make a decision.
Get help afterwards
Return to us for renewals, policy service requests and guidance through claim steps.
Beyond policy purchase
When you need help, you know whom to reach.
We help Policy Point customers understand claim steps, prepare documents and communicate with the insurer. Claim approval and payment remain subject to the insurer’s assessment and policy terms.
BEFORE YOU ENQUIRE
Useful questions for each type of cover.
Motor insurance
For cars, bikes and commercial vehicles. Compare the type of cover, insured declared value, deductibles, exclusions and relevant add-ons. Have your vehicle and current policy details ready.
Travel insurance
For trips abroad and students travelling overseas. Review medical limits, trip duration, destinations, pre-existing condition rules and exclusions. Share your destination and travel dates.
Business insurance
For shops, property, goods in transit and liability needs. Cover depends on your activities, assets and insurer terms. Tell us what your business does and what you want to protect.
HEALTH INSURANCE, EXPLAINED
Understand your cover before you choose.
Learn how cover amounts, waiting periods, co-payments and family plans work. The full guide helps you prepare useful questions before discussing a policy.
Read the health guide ↗Choice across insurersCompany names belong to their respective owners. Product availability depends on eligibility and authorised distribution channels.
More options. One conversation.
Ask which insurer options may be available for your needs through our authorised service network. Availability and eligibility vary; we will explain the applicable channel when discussing a product.
See insurer names that may be available
The New India AssuranceUnited India InsuranceThe Oriental InsuranceNational InsuranceHDFC ERGOICICI LombardTata AIGBajaj General InsuranceSBI GeneralReliance GeneralIFFCO-TOKIOShriram GeneralLiberty GeneralGo DigitGenerali CentralRoyal SundaramMagma General InsuranceCholamandalam MSUniversal SompoZurich KotakACKO GeneralNavi GeneralRaheja QBEStar HealthCare HealthNiva BupaAditya Birla HealthManipalCigna Health
Customer feedback on Google
Words from our customers.
Three highlights from public five-star reviews. Summaries are paraphrased; read the full reviews on Google.
Professional, quick service with a helpful team who explained the process clearly.
Murshi AkkuQuestions were answered clearly and the policy process went smoothly.
Arjun NkResponsive personal attention from Diyoof made the insurance process easier.
Nashmal NizarGood to know
Questions, answered simply.
More questions? Call or send a WhatsApp message.
Which types of insurance can Policy Point help with?
We help with health, motor, travel and business general insurance, including shop, fire, marine and liability options.
Can you help me renew an existing policy?
Yes. Share your policy details and renewal date, and we can guide you through available renewal options.
Can I get help after buying a policy?
Yes. Policy Point helps customers with policy service and claim process guidance. Claims are assessed by the insurer under the policy terms.
Where is your office?
Opposite SBI Bank in Mankavu, Kozhikode, Kerala 673007. We are open Monday to Saturday, 9:30 AM to 8:00 PM.
Ready when you are
Opposite SBI Bank, Mankavu
Kozhikode, Kerala 673007
Mon–Sat · 9:30 AM–8:00 PM
Open map ↗
policypointclt@gmail.com · +91 98955 53122
Start with a question.
Tell us if you need help choosing cover, renewing a policy or understanding claim steps.
Policy Point Insurance ServicesOpposite SBI Bank, Mankavu
Kozhikode, Kerala 673007
Mon–Sat · 9:30 AM–8:00 PM
Open map ↗
policypointclt@gmail.com · +91 98955 53122